This cookie policy explains how Microfinance Ireland (“MFI” or “we”) use “cookies” and other similar technologies, such as pixels and tags, in connection with MFI’s website, online services, e-mails and advertisements (“our services”).

1. Does MFI use cookies?

Yes. Please read this cookie policy carefully to ensure that you fully understand how and why we use cookies and other technologies. If you use our services with your browser set to accept cookies, you consent to our use of cookies and the technologies as described in this cookie policy

2.  What is a cookie?

Most websites use cookies. A cookie is a small file consisting of letters and numbers that is placed on your computer or other device. Cookies enable our systems to recognize your device either for the duration of your visit or for repeat visits. When users visit the same website again, the browser sends cookies back to the website allowing the website to recognise the user and remember things like personalised details or preferences.

Cookies do lots of different jobs, like letting you navigate between pages efficiently, storing your preferences, and generally improving your experience of a website. Cookies make the interaction between you and the website faster and easier. If a website doesn’t use cookies, it will think you are a new visitor every time you move to a new page on the site – for example, when you enter your login details and move to another page it won’t recognise you and it won’t be able to keep you logged in. Some websites will also use cookies to enable them to target their advertising or marketing messages based, for example, on your location and/or browsing habits.

Cookies may be set by the website you are visiting (‘first party cookies’) or they may be set by other websites who run content on the page you are viewing (‘third party cookies’).

3. Do I have to agree to the use of cookies?

No. Some people don’t like the idea of a website storing information on their device, particularly when this information is stored and used by a third party without them knowing. Although this is generally quite harmless you may not, for example, want to see advertising that has been targeted to your interests. If you prefer, it is possible to block some or all cookies, or even to delete cookies that have already been set.

If you do not consent to our use of cookies or other technologies, you can modify your browser settings to reject cookies and delete cookies that have already been set. These settings are usually found in the “options” or “preferences” menu of your web browser. You can find out more about deleting and blocking cookies here and using your web browser’s “Help” option.

As mentioned below, we may work with third-party advertising companies that collect and use information to deliver more relevant advertising across the Internet and when you are using our services. To learn more about this practice and your choices with regard to companies participating in industry self-regulation, visit

4. Who places cookies when I use your website?

Many of the cookies placed when you use online services are “first party cookies”. These cookies are placed and read by MFI directly. Currently, MFI does not place first party cookies though this could change in the future.

A certain number of our partners also place “third party cookies” when you use our services. These specialist cookies are not set by us, but rather are set by other companies with our permission. For example, we use a third party analytics company, Google, which sets their own cookie to perform this service. We may also use third party advertising networks to deliver targeted advertising across the Internet – these networks may have the capability to track your browsing across different sites. The use of cookies by third party cookie providers is subject to their own Privacy and Cookie Policies.

Some cookies that have been set on our websites are not related to MFI or our partners. When you visit a page with content embedded from, for example, Facebook, these service providers may set their own cookies on your web browser. We do not control the use of these cookies and cannot access them due to the way that cookies work, as cookies can only be accessed by the party who originally set them. You should check the third party websites for more information about these cookies.

5. What types of cookie and other technology do you use?

We use the following cookies and technologies:

Persistent cookies: A persistent cookie will remain on your devices for a set period of time specified in the cookie. These cookies are used to identify you over a longer period of time. For example, an advertising network might use persistent cookies to identify you on different websites.

Web beacons: It is possible that in the future we may include web beacons (also known as clear GIF’s or web bugs) in our emails to track our website usage. This means that if you open an email from us and click an embedded link, we can see which pages of the site you visit. The web beacons we would use would not store additional information on your device but, by communicating with our cookies on your device, they would be able to tell us when you have opened your email. If you object to web beacons, we recommend that you follow the instructions for deleting cookies.

6. Why are cookies used on MFI’s Services?

Currently, we use cookies for the following purposes:

Analytics – we use cookies to learn how you, and other users, use our website and how well our services perform. This allows us to identify errors, to learn how our services perform and to improve and develop our services over time.

Marketing and Advertising – we may use cookies to track the effectiveness of our marketing and advertising campaigns and to show you MFI ads on other websites after you have visited our website. We may also share this information with third parties for this purpose.

7. How do I contact MFI to learn more?

If you have any questions about our use of cookies feel free to send us an email at or, send a letter to Microfinance Ireland, 13 Richview Office Park, Clonskeagh Road, Dublin 14.

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