Cookie Policy

Last updated:  21 May 2018

This cookie policy explains how Microfinance Ireland DAC (“MFI” or “We”) uses cookies and other similar technologies, such as pixels and tags for the purpose of analysing visitor traffic to our website, for the purposes of communicating with website users and for enabling services specifically requested by website users.

What are cookies and why do we use them?

A cookie is a small file of letters and numbers that is placed on your computer or device if you agree to their use. Cookies enable our systems to recognise your device either for the duration of your visit or for repeat visits.  Cookies do lots of different jobs, like letting you navigate between pages efficiently, storing your preferences and generally improving your experience of a website.  Cookies make the interaction between you and the website faster and easier.

Our website uses cookies to help us provide you with a good experience when you browse our website, allows us to provide you with our services and can help to improve our service over time. By continuing to browse our website, you are agreeing to our use of cookies.

You can block cookies by activating the setting on your browser that allows you to refuse the setting of all or some cookies. However, if you set your browser to block all cookies (including essential cookies) you may not be able to access all or parts of our website and some of the services you request may not work correctly.

Types of Cookies

There are four types of cookies currently used on Microfinance Ireland’s website:

  1. Strictly Necessary Cookies

These cookies are essential in order to enable you to move around MFI’s website and use its features. These cookies are deleted when you close your browser. They include, for example, cookies that enable you to log into secure areas of our website.

  1. Performance or Analytical Cookies

These cookies collect information about how users use MFI’s website. For example, MFI uses Google Analytics and Facebook Audience Network to track anonymized usage statistics for the site. This data is used to measure audiences, including how frequently people visit the site, how the website is found, which pages are most frequently viewed, and which other websites may be visited.

These cookies do not collect information that identifies a website user. This information is combined with data from thousands of other users to create an overall view of website use and is never identified individually or personally. These cookies are only used to identify ways to improve the website. To opt out of being tracked by Google Analytics across all websites please visit: http://tools.google.com/dlpage/gaoptout.

For more information about Google Analytics, and the cookies it sets, please visit:  https://developers.google.com/analytics/devguides/collection/analyticsjs/cookie-usage

To find out more about how Facebook uses cookies please visit www.facebook.com/ads/about. To Opt Out of Facebook Audience Network go to www.facebook.com/ads/preferences

Our site also uses HubSpot, which collects personal information by using Javascript and Cookies to help us analyze how visitors use our site. HubSpot products help us to recognise site visitors, analyze email campaigns, track site contact forms and monitor Google AdWords click-through. Anonymised visitor data may be shared by HubSpot with their customers. For more information about HubSpot cookies, please visit https://legal.hubspot.com/privacy-policy

 

  1. Functionality Cookies

These cookies allow us to recognise you and remember choices you make (such as choice of language or mobile device preferences) when you return to our website.

You may also receive emails from Microfinance Ireland which will contain cookies. These cookies allow us to track emails we receive and send replies if and as required. Microfinance Ireland collates information received from cookies within emails and uses it to make future emails more helpful and interesting for recipients.

 

  1. Advertising or Targeting Cookies

For online advertising campaigns, we may use cookies set by third parties in order to perform a specific task or action. In the case where you give us your details in response to an advertisement, cookies may be used by these third parties with your consent to give us your personal information. For example, if you respond to an advertisement you are requested to register or sign up with the expectation that you will be contacted in response to your request. You will always be asked for explicit consent in this instance.

To measure the effectiveness of our online advertising campaigns we may also use cookies set by third parties.  For example, for measuring how many unique browsers have seen a particular advertisement and how many of those subsequently visit our website. The data these third parties collect using cookies does not identify individual users. Each third party have their own privacy policy which will tell you how they use cookies and data tags.

You can opt out of one or all third party Online Behavioural Advertising (OBA) cookies on the web browser you are currently using with an “opt-out cookie” by visiting  http://www.youronlinechoices.com/ie/your-ad-choices

Enabling/Disabling Cookies

Most browsers automatically accept cookies. You have the ability to accept or decline cookies or request that you be warned when a website is trying to install a cookie. This can be done by modifying the settings in your browser. Please note that disabling cookies may affect the functionality of some parts of this website.

For more information about managing cookies and how to stop cookies being installed visit http://www.allaboutcookies.org/manage-cookies

Want to find out more about MFI’s use of cookies?

If you have any questions about our use of cookies, please contact us at info@microfinanceireland.ie or by writing to us at Microfinance Ireland, 13 Richview Office Park, Clonskeagh Road, Dublin 14.